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Card Summary

Apply Now, Representative 19.9% APR Variable
Balance Transfers

Save money with 0% p.a. for 12 months on balance transfers*

Transfer a balance from a store or credit card to your new Ryanair Credit Card and you’ll benefit from 0% p.a. interest for 12 months (2.99% fee applies).

 
 
Representative Example

Representative 19.9% APR Variable

Purchases Borrowing Rate*

19.9% p.a. to 24.9% p.a. (variable)

Assumed Credit Limit

£1200
 
 *The interest rates and credit limit which apply to you will depend on our assessment of your application.
 

To transfer a balance now, simply call

0871 522 5937 †

†Calls cost 10p per minute plus network extras. Calls may be recorded and monitored for training and security purposes.

Open 8am-9pm Monday to Friday
8am-8pm Saturday and 8am-6pm Sunday

 
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Find Out More

UK Residents Only Credit, subject to age and status, is provided by Santander Cards UK Limited. Registered office: 2 Triton Square, Regent’s Place, London, NW1 3AN. Registered in England and Wales. Registered number:1456283. Ryanair Limited acts as a credit intermediary and only offers credit products for Santander Cards UK Limited. Retailer is Ryanair Limited, an Irish Registered Number 104547, located at Ryanair Corporate Head Office, Dublin Airport, Co. Dublin, Ireland.

* Your Balance Transfer Terms and Conditions

  1. How do balance transfers work?

    • You can transfer a balance from any other UK credit card or store card to your Ryanair Credit Card as long as you have sufficient credit limit.  You cannot transfer balances from another card with the same retailer branding as the one to which you wish to transfer the balance.
    • Only UK credit card or store card balances may be transferred and all transfers must be approved by us.
    • We reserve the right to withdraw these offers at any time.

  2. How much can I transfer?

    • You can transfer any amount from £100 up to your available credit limit (less £100 and the amount of your handling fee).

  3. I’ve applied for a balance transfer, what happens next?

    • A balance transfer can take up to 15 days to be completed.  You should continue making monthly repayments to your existing card provider, until the transfer shows on your account with them.
    • After a balance transfer has been processed, you cannot cancel it and the balance transfer fee cannot be refunded to you.
    • The fee will be shown on your monthly statement following the transfer.

  4. What rate do I pay?

    • The 0% for 12 months rate applies to balance transfers that you transfer to your Ryanair Credit Card within 6 weeks of signing your agreement
    • The balance transfer fee is 2.99% of the balance transferred.
    • The 0% offers may be withdrawn if you break the terms of your credit agreement, for example by failing to make repayments on time and/or exceeding your credit limit.
    • At the end of the introductory rate period, if you haven’t paid off the transferred balance amount in full, interest will become payable on the remaining amount at your then current standard Purchase rate.

 

** Subject to exclusions and terms. Click here for flight offer terms and conditions.