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Balance Cancellation Cover

We could pay off your Ryanair Credit Card for you.

For your security and peace of mind, you can protect your Ryanair Credit Card repayments with optional Balance Cancellation Cover. Ryanair Credit Card Balance Cancellation Cover ensures that your statement balance could be repaid in full should you ever be unable to work due to accident, sickness or involuntary unemployment for at least 90 consecutive days†. You need to be aged 18-64 years and working in the UK in paid employment on a permanent basis or on a fixed term contract for at least 16 hours a week (including self employed). Life cover is also included†.

"We" refers to to the insurer Financial Insurance Company Limited and Financial Assurance Company Limited

Give yourself peace of mind.

Balance Cancellation Cover costs 1p per £1 of your monthly statement balance including Insurance Premium Tax. For example, if you have an outstanding balance of £750 in a month, you would pay £7.50 that month and if you keep your monthly balance at this level you would pay £90 over a year. In addition, interest may be charged on the premium at the current retail purchase rate if you do not pay off your statement balance in full every month.

When you take out the policy, you can change your mind within 30 days and cancel the policy at no cost. After that you may cancel the policy at any time without charge, but premiums already paid won’t be refunded.

How to get Balance Cancellation Cover?

You can apply for Balance Cancellation Cover when you apply online for your Ryanair Credit Card.

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Please read the Balance Cancellation Cover Policy Summary and Policy Document for information on the benefits, eligibility requirements and exclusions as well as the information provided about Santander Cards UK Limited.

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UK Residents Only Credit, subject to age and status, is provided by Santander Cards UK Limited. Registered office: 2 Triton Square, Regent’s Place, London, NW1 3AN. Registered in England and Wales. Registered number:1456283. Ryanair Limited acts as a credit intermediary and only offers credit products for Santander Cards UK Limited. Retailer is Ryanair Limited, an Irish Registered Number 104547, located at Ryanair Corporate Head Office, Dublin Airport, Co. Dublin, Ireland.

* Terms and conditions apply. Click here for details.

 

** Subject to exclusions and terms. Click here for flight offer terms and conditions.

 

† Subject to your claim being approved.