Ryan Air : Insurance

0% P.A for 12 months on balance transfers* (2.99% fee applies) Earn up to 5 Bonus flights, terms apply. Typical 19.9 APR Variablle Apply Now, Click here to apply now or find out more

We could pay off your Ryanair Credit Card for you.

For your security and peace of mind, you can protect your Ryanair Credit Card repayments with optional Balance Cancellation Cover. Ryanair Credit Card Balance Cancellation Cover ensures that your statement balance could be repaid in full should you ever be unable to work due to accident, sickness or involuntary unemployment for at least 90 consecutive days†. You need to be aged 18-64 years and working in the UK in paid employment on a permanent basis or on a fixed term contract for at least 16 hours a week (including self employed). Life cover is also included†.
"We" refers to to the insurer Financial Insurance Company Limited and Financial Assurance Company Limited

Give yourself peace of mind.

Balance Cancellation Cover costs 1p per £1 of your monthly statement balance including Insurance Premium Tax. For example, if you have an outstanding balance of £400 in a month, you would pay £4 that month and if you keep your monthly balance at this level you would pay £48 over a year. In addition, interest may be charged on the premium at the current retail purchase rate if you do not pay off your statement balance in full every month.

When you take out the policy, you can change your mind within 30 days and cancel the policy at no cost. After that you may cancel the policy at any time without charge, but premiums already paid won’t be refunded.

How to get Balance Cancellation Cover?

You can apply for Balance Cancellation Cover when you apply online for your Ryanair Credit Card.

Ryanair Credit card, apply now, Typical 19.9% apr variable

Please read the Balance Cancellation Cover Policy Summary and Policy Document for information on the benefits, eligibility requirements and exclusions as well as the information provided about Santander Cards UK Limited.

Find Out More, The Ryanair Credit card Secure site

UK Residents Only Credit, subject to age and status, is provided by Santander Cards UK Limited. Registered office: 2 Triton Square, Regent’s Place, London, NW1 3AN. Registered in England and Wales. Registered number:1456283. Retailer is Ryanair Limited, an Irish Registered Number 104547, located at Ryanair Corporate Head Office, Dublin Airport, Co. Dublin, Ireland.

* The balance transfer fee is 2.99%; once the balance transfer has been processed, this fee cannot be returned, even if you change your mind. You cannot transfer balances from another card with the same retailer branding as the one to which you wish to transfer the balance. The 0% offers may be withdrawn if you fail to make repayments on time and/or exceed your credit limit. At the end of the 0% period, if you haven't paid off the amount of the purchases and/or the balance transfer in full, interest will become payable on the remaining amount at your then current standard purchase rate. Payments you make will be allocated to balances with a 0% rate before balances with a higher rate; this may mean that your balance will take longer to repay. Only UK storecard and credit card balances may be transferred and all transfers are subject to our approval. You can transfer any amount from £100 up to your available credit limit (less £100 and the amount of your handling fee). All or part of the balance(s) requested will be transferred subject to your available credit limit. A balance transfer can take up to 15 days to be completed. You should continue making monthly repayments to your existing card provider, until the transfer shows on your account with them. After a balance transfer has been processed, you cannot cancel it and the fee cannot be refunded to you. The fee will be shown on your monthly statement following the transfer. The balance transfers will not be processed until after you have activated the card. We reserve the right to withdraw these offers at any time.

** Subject to exclusions and terms. Click here for flight offer terms and conditions.

† Subject to your claim being approved.