GE Money - Ryan Air : Insurance

We could pay off your Ryanair Credit Card for you.

For your security and peace of mind, you can protect your Ryanair Credit Card repayments with optional Balance Cancellation Cover. Ryanair Credit Card Balance Cancellation Cover ensures that your statement balance could be repaid in full should you ever be unable to work due to accident, sickness or involuntary unemployment for at least 90 consecutive days†. You need to be aged 18-64 years and working in the UK in paid employment on a permanent basis or on a fixed term contract for at least 16 hours a week (including self employed). Life cover is also included†.
"We" refers to to the insurer Financial Insurance Company Limited and Financial Assurance Company Limited

Give yourself peace of mind.

Balance Cancellation Cover costs 1p per £1 of your monthly statement balance including Insurance Premium Tax. For example, if you have an outstanding balance of £400 in a month, you would pay £4 that month and if you keep your monthly balance at this level you would pay £48 over a year. In addition, interest may be charged on the premium at the current retail purchase rate if you do not pay off your statement balance in full every month.

When you take out the policy, you can change your mind within 30 days and cancel the policy at no cost. After that you may cancel the policy at any time without charge, but premiums already paid won’t be refunded.

How to get Balance Cancellation Cover?

You can apply for Balance Cancellation Cover when you apply online for your Ryanair Credit Card or by or calling 0800 915 2275 (calls may be recorded and monitored for quality and security purposes.)

Please read the Balance Cancellation Cover Policy Summary and Policy Document for information on the benefits, eligibility requirements and exclusions as well as the information provided about Santander Cards UK Limited.

UK flag Credit is provided subject to status to UK residents aged 18 years and over. Credit provided by Santander Cards UK Limited. Registered office: 2 Triton Square, Regent’s Place, London, NW1 3AN. Registered in England and Wales. Registered number:1456283. Retailer is Ryanair Limited, an Irish Registered Number 104547, located at Ryanair Corporate Head Office, Dublin Airport, Co. Dublin, Ireland.

*To benefit from the 0% rate you must make your payments on time and not exceed your credit limit. If you fail to do so we may charge the standard Retail Purchases rate instead of the introductory rate. At the end of the 0% rate period, if you haven’t paid off the transferred balance amount in full, interest will become payable on the remaining amount at your then current standard Retail Purchases rate. The rate of 0% p.a. for 12 months applies to Balance Transfers that you transfer to your Ryanair Credit Card within 6 weeks of signing your Credit Agreement. The Balance Transfer handling fee is 2.99%. Your monthly payments will be allocated to Balance Transfers with a 0% interest rate before other Balance Transfers, Retail Purchases and Cash Transactions which are charged at a higher rate. You cannot transfer balances from a card provided by Santander Cards UK Limited or Santander Consumer Credit Services Limited. Only UK credit balances may be transferred and all transfers are subject to our approval. You can transfer any amount from £100 up to your available credit limit (less £100 and the amount of your handling fee). All or part of the balances(s) requested will be transferred subject to your available credit limit. A Balance Transfer can take up to 15 days to be completed. You should continue making monthly repayments to your existing card providers, until the transfer shows on your account with them. After a Balance Transfer has been processed, you cannot cancel it and the Balance Transfer fee cannot be refunded to you. The handling fee will be shown on your monthly statement following the transfer. The Balance Transfers will not be processed until after you have activated the Card. We reserve the right to withdraw these offers at any time.

**Subject to exclusions and terms. Click here for flight offer terms and conditions.

† Subject to your claim being approved.