GE Money - Ryan Air : Card Summary

Card Summary

Key Information In Relation To Your Account

Below is a summary of the key features of the Ryanair Credit Card. It is provided for your convenience and does not form part of any agreement with GE Capital Bank Limited. It is not intended to replace any terms and conditions.

Other interest rates	Introductory Rate	Monthly Rate	Simple Annual Rate

Purchases	NA	1.313%	15.760%
Cash transactions	NA	1.912%	22.949%
Balance transfers	0% for 9 months	1.313%	15.760%
Interest free period	Maximum 56 days for purchases if you pay your balance in full and on time. There is no interest free period on Cash Transactions.
Interest charging information	The periods over which interest are charged are as follows:
		From	Until
	Purchases	Transaction date	Repaid in full*
	Cash Transactions	Transaction date	Repaid in full
	Balance Transfers	Date debited to account	Repaid in full
	*If the full balance outstanding on the statement is paid and credited to the Account by the date for payment shown on the statement no interest will be charged. The interest free period only applies to introductory rate.
Allocation of payments	We will apply payments we receive to your account in the following order: 1. Insurance Premiums 2. Interest Charges or Fees 3. Balance Transfers 4. Purchases 5. Cash Transactions 6. Buy Now Pay Later Transactions or Optional Interest Transactions See the ‘Other Financial Information’ section of customer terms and conditions for full details.
Minimum repayment	Greater of 3% of outstanding balance or £5 each month. Only ever making the minimum repayment will significantly increase the time taken to clear your balance and cost you more.
Amount of credit	Minimum credit limit of £500.00, maximum credit limit subject to status
Fees	No annual fee.
Charges	Cash transactions - 2% with a minimum of £2.50 Copies of statements - £3 Overseas transactions - 2.75% (including overseas Cash transactions). Balance Transfer fee – 2.99%
Default charges	Late payment fee - £12 Over credit limit fee - £12 Administration fee for returned cheques or direct debits - £12

No-Quibble Guarantee

In the unlikely event that you are not totally satisfied with your Ryanair Credit Card, please call Ryanair Card Services on 0871 522 5037(Calls cost 10p per minute plus network extras and may be monitored or recorded for quality an security purposes).†† and take advantage of our No-Quibble Guarantee. If you contact us within 60 days of opening your Account and then pay off your outstanding balance within 30 days, we will close your Account for you and waive the interest charges and fees***. This guarantee is in addition to and does not affect any statutory rights that you may have.

*** We may require the notification in writing.

††Calls may be monitored or recorded

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This site is intended for UK residents only. Credit is subject to status to UK residents aged 18 years or over. The Ryanair Credit Card is issued by GE Capital Bank Limited, trading as GE Money, 6 Agar Street, London, WC2N 4HR. Registered No. 1456283.

**This offer applies to balances transferred within 6 weeks of the date that you are accepted for your Ryanair Credit Card and is subject to the available credit that is available on the account. A transfer fee of 2.99% of the total amount transferred will be charged each time you make a transfer. This fee will be shown on your next monthly statement. Only UK storecard and credit card balances may be transferred and these are subject to our approval. At the end of this period, for any outstanding balance your standard retail purchase rate will apply.